Terms of use

If you do not agree to the Terms of Use, discontinue using the site immediately! By using this site, you signify your Assent and Agreement to these Terms of Use. If you do not agree to these Terms of Use, do not use the site.

Restrictions on Use of Materials

Materials in this website are Copyrighted and all rights are reserved. Text, graphics, databases, HTML code, and other intellectual property are protected by US and International Copyright Laws, and may not be copied, reprinted, published, reengineered, translated, hosted, or otherwise distributed by any means without explicit permission. All of the trademarks on this site are trademarks of Prosper Programs (Pty) Ltd. / prosperstudyprogram.com or of other owners used with their permission.

Database Ownership, License, and Use

Prosper Programs (Pty) Ltd. / prosperstudyprogram.com warrants, and you accept, that Prosper Programs (Pty) Ltd. / prosperstudyprogram.com (referred to in this document as Prosper Programs (Pty) Ltd. is the owner of the copyright of the Databases of Links to articles and resources available from time to time through Prosper Programs (Pty) Ltd. / prosperstudyprogram.com and its contributors reserve all rights and no intellectual property rights are conferred by this agreement.

Prosper Programs (Pty) Ltd. grants you a non-exclusive, non-transferable license to use database(s) accessible to you subject to these Terms and Conditions. The database(s) may be used only for viewing information or for extracting information to the extent described below.

You agree to use information obtained from Prosper Programs (Pty) Ltd. databases only for your own private use or the internal purposes of your home or business, provided that is not the selling or brokering of information, and in no event cause or permit to be published, printed, downloaded, transmitted, distributed, reengineered, or reproduced in any form any part of the databases (whether directly or in condensed, selective or tabulated form) whether for resale, republishing, redistribution, viewing, or otherwise.

Nevertheless, you may on an occasional limited basis download or print out individual pages of information that have been individually selected, to meet a specific, identifiable need for information which is for your personal use only, or is for use in your business only internally, on a confidential basis. You may make such limited number of duplicates of any output, both in machine-readable or hard copy form, as may be reasonable for these purposes only. Nothing herein shall authorize you to create any database, directory or hard copy publication of or from the databases, whether for internal or external distribution or use.

Refunds

We offer a 180-day money-back guarantee for all our digital products and training, including webinars, provided that you have complied with the implementation guidelines outlined in the program. If you are not fully satisfied with your purchase and can demonstrate that you’ve made a genuine effort to implement the strategies taught, you are eligible for a full refund within 180 days of purchase. Our information has been proven to deliver results for those who actively apply it. If you do not plan to take action, we advise against purchasing our programs.

Shipping / Import Fees / Customs on Physical Products

Orders shipped may be subject to customs import duties and/or taxes based on the destination country. If assessed, customs fees are the responsibility of the customer in addition to shipping cost.

Non-Disclosure / Confidential Information

By visiting this site and or purchasing any products from Prosper Programs (Pty) Ltd., Prosper Programs, referred to as the “COMPANY” you agree to not disclose any proprietary information concerning COMPANY’s products and services, strategies etc. Any information disclosed through programs or courses will be considered confidential (“Confidential Information”).

The Confidential Information shall include, without limitation, any and all information which is not generally known to the public, related to or concerning: the business activities, dealings or strategy, content, training of COMPANY, and/or their officers, directors, employees or contractors; any confidential information, knowledge and know-how, concerning the operations, products, services, procedures, or customers of COMPANY, in any format whatsoever, including, without limitation, the techniques, formulations, organisation, design, implementation, preparation and other operations, methods, and accumulated experiences incidental thereto, and further including, without limitation, information relating to marketing techniques, advertising, policies, procedures, promotions, customer lists, product designs, membership lists, mailing lists, sales records, concepts, ideas, trade secrets, other proprietary information, training materials, and/or research of COMPANY. Further, any and all Confidential Information which by its nature is confidential and the COMPANY in their sole and absolute discretion designates as such shall be deemed Confidential Information for purposes of these terms of use.

Liability

The materials in this site are provided “as is” and without warranties of any kind either express or implied. Prosper Programs (Pty) Ltd. disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. Prosper Programs (Pty) Ltd. does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this site or the server that makes it available are free of viruses or other harmful components. Prosper Programs (Pty) Ltd. does not warrant or make any representations regarding the use or the results of the use of the materials in this site in terms of their correctness, accuracy, reliability, or otherwise. You (and not Prosper Programs (Pty) Ltd.) assume the entire cost of all necessary servicing, repair or correction. Applicable law may not allow the exclusion of implied warranties, so the above exclusion may not apply to you.

Under no circumstances, including, but not limited to, negligence, shall Prosper Programs (Pty) Ltd. be liable for any special or consequential damages that result from the use of, or the inability to use, the materials in this site, even if Prosper Programs (Pty) Ltd. authorised representative has been advised of the possibility of such damages. Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages, so the above limitation or exclusion may not apply to you. In no event shall Prosper Programs (Pty) Ltd. total liability to you for all damages, losses, and causes of action (whether in contract, tort, including but not limited to, negligence or otherwise) exceed the amount paid by you, if any, for accessing this site.

Facts and information at this website are believed to be accurate at the time they were placed on the website. Changes may be made at any time without prior notice. All data provided on this website is to be used for information purposes only. The information contained on this website and pages within, is not intended to provide specific legal, financial or tax advice, or any other advice, whatsoever, for any individual or company and should not be relied upon in that regard. The services described on this website are only offered in jurisdictions where they may be legally offered. Information provided in our website is not all-inclusive, and is limited to information that is made available to Prosper Programs (Pty) Ltd. and such information should not be relied upon as all-inclusive or accurate.

Earnings Disclaimer

The information presented on any Prosper Programs (Pty) Ltd. web page is intended to be for your educational and entertainment purposes only.

We are not presenting you with a business opportunity.

We are not presenting you with a distributorship.

We are not making any claims as to income you may earn.

We are not presenting you with an opportunity to get rich.

Before embarking on any endeavor, please use caution and seek the advice your own personal professional advisors, such as your attorney and your accountant.

Where income figures are mentioned (if any), those income figures are anecdotal information passed on to us concerning the results achieved by the individual sharing the information. We have performed no independent verification of the statements made by those individuals. Please do not assume that you will make those same income figures.

Please do not construe any statement in this website as a claim or representation of average earnings. There are NO average earnings. Testimonials and statements of individuals are not to be construed as claims or representations of average earnings. We cannot, do not, and will not make any claims as to earnings, average, or otherwise.

Success in any endeavor is based on many factors individual to you. We do not know your educational background, your skills, your prior experience, or the time you can and will devote to the endeavor.

Please perform your own due diligence before embarking on any course of action. Follow the advice of your personal qualified advisors. There are risks in any endeavor that are not suitable for everyone. If you use capital, only “risk” capital should be used. There is no guarantee that you will earn any money using any of the ideas presented in our in materials. Examples in our materials are not to be interpreted as a promise or guarantee of earnings. Many factors will be important in determining your actual results and no guarantees are made that you will achieve results similar to ours or anybody else’s. No guarantee is made that you will achieve any result at all from the ideas in our material.

You agree that we will not share in your success, nor will we be responsible for your failure or for your actions in any endeavor you may undertake. Please understand that past performance cannot be an indication of possible future results. Materials in our product and our website may contain information that includes or is based upon forward-looking statements within the meaning of the securities litigation reform act of 1995. Forward-looking statements give our expectations or forecasts of future events. You can identify these statements by the fact that they do not relate strictly to historical or current facts. They use words such as “anticipate,” “estimate,” “expect,” “project,” “intend,” “plan,” “believe,” and other words and terms of similar meaning in connection with a description of potential earnings or financial performance. Any and all forward looking statements in our materials are intended to express our opinion of earnings potential. They are opinions only and should not be relied upon as fact.

Links and Marks

The owner of this site is not necessarily affiliated with sites that may be linked to this site and is not responsible for their content. The linked sites are for your convenience only and you access them at your own risk. Links to other websites or references to products, services or publications other than those of Prosper Programs (Pty) Ltd. and its subsidiaries and affiliates at this website, do not imply the endorsement or approval of such websites, products, services or publications by Prosper Programs or its subsidiaries and affiliates.

Certain names, graphics, logos, icons, designs, words, titles or phrases at this website may constitute trade names, trademarks or service marks of Prosper Programs (Pty) Ltd. or of other entities. The display of trademarks on this website does not imply that a license of any kind has been granted. Any unauthorised downloading, re-transmission, or other copying of modification of trademarks and/or the contents herein may be a violation of federal common law trademark and/or copyright laws and could subject the copier to legal action.

Confidentiality of Codes, Passwords and Information

You agree to treat as strictly private and confidential any Subscriber Code, username, user ID, or password which you may have received from Prosper Programs (Pty) Ltd., and all information to which you have access through password-protected areas of Prosper Programs (Pty) Ltd. websites and will not cause or permit any such information to be communicated, copied or otherwise divulged to any other person whatsoever.

Other Legal Stuff

These Terms of Use will apply to every access to https://prosperstudyprogram.com / Prosper Programs (Pty) Ltd. reserves the right to issue revisions to these Terms of Use by publishing a revised version of this document on this site: that version will then apply to all use by you following the date of publication. Each access of information from Prosper Programs (Pty) Ltd. will be a separate, discrete transaction based on the then prevailing terms.

This Terms of Use and the license granted may not be assigned or sublet by You without Prosper Programs (Pty) Ltd.' written consent in advance.

These Terms of Use shall be governed by, construed and enforced in accordance with the laws of the country you reside in, as it is applied to agreements entered into and to be performed entirely within such jurisdiction.

To the extent you have in any manner violated or threatened to violate Prosper Programs (Pty) Ltd. and/or its affiliates’ intellectual property rights, Prosper Programs (Pty) Ltd. and/or its affiliates may seek injunctive or other appropriate relief in any state or federal court in the Province of your residence, and you consent to exclusive jurisdiction and venue in such courts.

Any other disputes will be resolved as follows:

If it proves impossible to arrive at a mutually satisfactory solution through mediation, we agree to submit the dispute to binding arbitration. Judgment upon the award rendered by the arbitration may be entered in any court with jurisdiction to do so.

If any provision of this agreement is void or unenforceable in whole or in part, the remaining provisions of this Agreement shall not be affected thereby.

Termination

These Terms of Use agreement are effective until terminated by either party. You may terminate this agreement at any time by destroying all materials obtained from any and all https://prosperstudyprogram.com/ site(s) and all related documentation and all copies and installations thereof, whether made under the terms of this agreement or otherwise.

This agreement will terminate immediately without notice at Prosper Programs (Pty) Ltd.' sole discretion, should you fail to comply with any term or provision of this agreement. Upon termination, you must destroy all materials obtained from this site and any and all other https://prosperstudyprogram.com/ site(s) and all copies thereof, whether made under the terms of this agreement or otherwise.